Who is Flexiti
Flexiti is a Canadian company dedicated to offering you flexible payment plans with low interest rates*.
Break up a large purchase into smaller, more affordable monthly payments. Purchase big-ticket items sooner and pay less interest than a traditional credit card with our promotional financing rates*.
How it works
Select Flexiti as your payment method during checkout, complete the simple credit application, and get approved for financing all in under 3 minutes*, or log in to your existing Flexiti account! Pay with equal monthly payments and 0% interest.*
How do I pay with Flexiti ?
Online: During checkout, you can select Flexiti Financing as your payment method. When you select ‘Apply Now’, you will be re-directed to Flexiti’s application page where you will be able to apply for credit or log into your existing Flexiti account. Follow the on-screen prompts to complete the application and receive an approval decision in under 3 minutes!*
TIP: Make sure you log into your refurb.io account before proceeding to checkout! It will speed up the application process.
In-store: Ask your sales representative about the financing plans available and they will help you through the application process.
*O.A.C. subject to terms of your Flexiti Cardholder agreement. Admin fee applies and will be financed with purchase you make from Refurb.io. Below is our Admin fee chart for the purchases.
Can I make multiple purchases through Flexiti ?
Yes! Upon account approval, you can make a purchase right away and you will be mailed a FlexitiCard that you can use again and again to make purchases within your approved credit limit.
Why should I finance my purchase ?
Financing lets you purchase big-ticket items sooner by breaking up your payments into smaller, more affordable monthly payments – all while paying less interest than a traditional credit card. With Flexiti, the application is quick and simple, making it more convenient than ever to finance your purchase.
How do I reach customer support ?
Reach fast, friendly, and reliable customer service when you need it by calling 1-877-259-3745 on Monday to Friday from 9 am to 11 pm ET or on Saturday and Sunday from 9 am to 9 pm ET.
*O.A.C. Subject to terms of your Flexiti cardholder agreement. For no payments deferred plans, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. For equal monthly payment plans, no interest will accrue during the promo period and monthly payments include premiums for payment protection insurance and fees, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35% for Quebec residents). Any balance at the end of the promo period bears interest at the Account AIR. Admin fees apply and will be financed with purchase; fee amounts are based on purchase amount and promo term length as listed above (excluding Quebec residents). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Additional information for Quebec residents is available here [linkto: flexiti.com/agreementqc] Promos and terms may be changed without notice. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Financial are trademarks of Flexiti Financial Inc.